If you want to invest in the real estate industry or buy property for your brighter future, you must go through the property registration process in Pakistan. It is crucial for everyone to understand the country’s registration process for smooth ownership transfer. The process includes an official process between seller and buyer, which holds significant value in transferring or claiming property rights. The constitution of Pakistan protects the property rights of every individual for smooth transfer, acquisition, and possession of property.
Property rights are very important for the country’s legal framework monitoring land ownership. This property registration process is monitored by Pakistan’s local registrar office, where the property is located. This office in every estate ensures the registration is done according to the legal standards. A citizen of Pakistan has to follow several rules and regulations to transfer property in his name to maintain transparency.
What Is A Registry?
Whenever you buy a property, you will get its registry. The registry of the property is a property sale deed, which shows the ownership of rights via documented proof. In this registry, your sale number will be under your name. This registry is often called ‘Bay-e-Nama.
Additionally, this process is known as Inteqal or Mutation and the documents are called conveyance deed.
Registry Value
Property registration is not just an official registry but also a crucial step in Pakistan. For any property owner, it is an essential step.
Legal Ownership Establishment
With property registration, you get the official document, which is the proof of the property under your ownership. This document will show that you are the owner of this property and can transfer your property or sell it. This is vital for your future purchase or transaction and legal security as well.
Sell And Transfer Rights
You will solely have the right to sell your property, lease it, or transfer it. However, without proper registration, someone else can possess your property or claim its ownership. It is crucial to avoid any kind of fraud about the property ownership.
Fraud Protection
The registry of your property will protect it from any other fraudulent activity. It will safeguard your property from illegal sale, occupation, forged documents, and individuals claiming to challenge your ownership.
Transaction Evidence
The registry of your property will officialise the property’s transaction records. The records will serve as legal evidence for any future legal issues. You will prevent any dispute on your property of any ownership. You will reduce the chances of ownership conflicts with your legal registry.
What Documents Are Required For Property Registration?
There are certain documents required for the registration process in Pakistan. The Board of Revenue monitors the property registration process. It has also issued a list of documents needed for registration. The following documents are necessary for your registration.
Sale Deed
This document records the transfer of your ownership from your seller. This outlines the terms and conditions for the sale of your property, agreed consideration, and property details.
CNIC Copy
It is the most basic yet important document you will need to attach. Ensure your national CNIC copy is not expired and serves as an identification form.
Mutation Certificate
It confirms the ownership of your property change in the land revenue records. It is crucial for updating the details of ownership and accurate data records.
No objection Certificate (NOC)
Before you start your registration process, an NOC from the respective authority is needed. It will confirm no legal objections or disputes on the property are underlying. Many housing societies in Pakistan grant NOC approval for a safer investment.
Encumbrance Certificate
This certificate is the proof of the property’s free title. It ensures that there are no liens, claims, or mortgages against the property.
Power of Attorney
This is required if you have anyone else in your place to act on your behalf during the process of registration. Power of attorney documents give the person the right to represent you in the transaction.
Affidavit
It is a sworn statement that confirms the provided information is accurate and has the rightful claim to the property.
Steps For Property Registration Process In Pakistan
In Pakistan, property registration involves a few steps. After getting the above-mentioned documents, follow this procedure.
For the registration process to start, you have to apply for it in the registrar’s office. After applying to the registrar’s office, you have to get your documents verified to ensure their authenticity and legality. The property papers and documents are examined thoroughly.
After verifying documents, you have to settle the stamp duty and registration fees. These are based on the value of the property or the amount written in the sale deed. After the registration fee and stamp duty, the focus is now on sale deed execution. They need the presence of the seller, buyer, and two witnesses at the office of the registrar. Ensure that the witnesses sign the deed and that it is duly attested by the registrar.
Once the registration is completed, you will get a certificate. This certificate will be the evidence to substantiate ownership of the property transaction.
e-Registration Of Property Procedure In Pakistan
Step 1: Registeration
First of all, you will go to the official website of your province’s regulatory authority. For Punjab, you will go to PLRA and click on the ‘Access e-Registration Portal.’ Once you click on it, the login details screen will appear. You will have to enter your CNIC number and the security code. If you don’t have an account here, then you must create one.
Step 2: Enter New Registry Information
Once you log in to the portal, you will see the details of your registry number, tehseel, type of registry, etc.
If you have to enter new registry information, you will click on the ‘اندراج رجستری’ for your property registration.
When this screen appears, you will enter all the necessary information regarding your registration. When you scroll down, you will see the e-stam fee submission option. You will click on it and enter the e-stam challan information. After entering the information on your bank challan, you will save the information.
Step 3: Pay The Challan (e-Stamp Fee)
Now you will paste the same challan number for the council. After this, enter the CPR number, bank name, and branch name to gain tax from your challan of bank.
After that, you will click on advanced tax and enter the CPR number in it. Now you will click on PLRA services charges and submit the submitted challan number. Remember, keep saving the information you enter in the portal. Once you save all the information, a new screen will open. It will ask for further information regarding your registry; just enter the information and save it.
Step 4: Enter the Buyer’s Details
After that, you will enter the buyer’s details, such as their CNIC number. You will add the property number, its area, and Khasra’s number.
You will click on ‘Mushtry’ and enter the CNIC number, nationality, relation, etc.
Step 4: Enter The Details of The Witnesses
After entering the information of the buyer, you will enter the details of the witnesses. Ensure that while entering all the details, you make no mistake. After entering the details of your two witnesses, enter property details.
Step 5: Send it To The Registrar’s Office
After that, you will attach all the documents of your property. Once you enter all your documents, including CNIC copies, challan-scanned pictures, and other documents, you will print your registry. Cross-check all the information you enter, it is crucial you enter the correct details.
Once you finalise your registry, you can send it to the registrar’s office.
Lastly,
Whenever you buy a property, you will get its registry. The registry of the property is a property sale deed, which shows the ownership of rights via documented proof. You can now send your registry via the e-registration portal as well. It is a convenient method to send the registration application to the registrar’s office. Once you follow the above steps, make sure you make no mistake. If there are any mistakes in the registry, it would be a prolonged procedure to correct them.
